For a place like Dubai, known for its busiest roads and traffic, car insurance dubai is a must for every car owner. Depending on the type of auto insurance you purchase, you are covered in the following areas:
- Third-party requests:
A third party is another third party that causes damage to your property. If your property is destroyed and you have auto insurance, you can easily claim compensation from a third party. This service allows you to receive legal compensation for bodily injury, repair costs, or medical conditions if the accident is serious. One can even claim compensation if she is unable to work due to an injury.
- Financial liability insurance:
Having auto insurance protects the insured against financial costs resulting from injury or loss of the insured item. In this situation, vehicle financial liability insurance also protects the insured from legal costs if the insured is found guilty of a breach.
- Towing and recovery service:
If your car breaks down in the middle of the road or gets into an accident, towing service is the first thing you need. In the congested roads of Dubai, if the vehicle is insured and your insurance company offers roadside assistance, a towing service will be really helpful. In the event of an accident, they will also help you collect your vehicle from the scene of the accident and deliver it to a nearby repair center, with all costs covered by insurance.
- Other services:
If you’re in the middle of nowhere and your car tire goes flat and you don’t have spare parts, do you know of a place nearby where you can get it fixed? Having auto insurance in this case will be very helpful to you as the service provider will give you the option of having your car repaired by sending their specialist to your area. We have all had the experience of forgetting our keys in the car, locking them, and then failing to open them from the outside. In such cases, insurance companies in Dubai give you the option of unlocking your car for free. They also take care of windshield replacement and repair.
- Car rental is a plus:
If your car is involved in an accident and you have car insurance, several companies in Dubai offer car rentals in case of an emergency. If your car breaks down after an accident and you are covered, the insurance company will offer you the possibility to rent a car for free to take you from the place of the accident to the place of your choice. This saves you the hassle of finding a taxi and gives you reliable, insured transportation when you need it.
- Grace, a service extension:
Several insurance companies in Dubai give you the option of renewing your car maintenance contract. This renewal period is usually 5 years and once you have purchased auto insurance, they will provide free service and repair for the next 5 years. If your car is already insured and has recently expired, your insurance company will also cover you. Many insurance companies give you an extended period. Even though your coverage has expired, they will provide you with all the services you are entitled to under your contract for one month. This gives you time to complete the necessary steps to renew your coverage while purchasing a covered auto.
Having car and health insurance provides support and a sense of security. If you’re in the middle of nowhere and you’re having a problem with your car, you always know there’s a solution or at least someone can help you out.